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Vet Cost Help: Resources and Assistance to Help Your Loved One

by Mellissa Rempfer on November 15, 2019 No comments

Solutions to unexpected and/or high vet bills.

Sometimes supporting the human potential also involves supporting the loved ones (furry/feathery/scaly) animals in our lives.

Having three children who all say woof (and two being treated for rare medical conditions at UC Davis), having the ability to take a breath when the emotions are high when a loved one gets sick is extremely important to not only the pets well-being, but also yourself. 

When our little Zoë was taken to the UC Davis ER after her vet couldn’t treat her with the sudden onset of seizures; Tye and I looked at her each other, our wallet, and the receptionist who needed a deposit for care (after we just paid a few grand to get her from one hospital to this one). This was our kid, and well… this was our kid, we were going to give her the best fighting chance. 

(Note- Zoë, pictured above, pulled through and ended up being an extreme rare of diseases. She currently is living a full live with her siblings enjoying extra treats with prednisone and lots of meandering walks in the forest with her favorite ball. Both of her neurologists are extremely pleased with her continual recovery.)

Below is a list of resources gathered from different people/organizations of financial resources for animal care. I will make an effort to keep this updated, and I invite you to share with me anything else that could be included. 

Also, don’t hesitate to sign up for a Care Card or ask the facility if they can work with you. We discovered UC Davis pays for the interest for 18 months when you use a Care Card, as well as a setting up a payment plan.

Please share with others if they are in need of these resources.

 Here’s to the health and happiness to your animals who make your heart melt.



The Magic Bullet Fund

For critical care, cancer treatment, and spay/neuter. Must complete pre-application before treatment.

The Brown Dog Foundation

Not for emergency treatment. Applicants must apply for assistance before pet is treated. A case manager is assigned and will communicate directly with the veterinarian.

The Onyx and Breezy Foundation

A home for rescue animals. Provides spay/neuter programs, rescue of animals from kill shelters, puppy mill rescues, disaster relief, help for individuals with medical hardship, equipment for medical facilities, cancer research, equipment for military and police canines, etc. Apply through veterinarian or online. Approved grants valid for 90 days only.

Care Credit

Covers routine and emergency care procedures and surgeries. Application can be made in person at a participating healthcare provider or by phone if applicant is 21 or older.

Dedicated to the health and well-being of elderly, disabled, and injured dogs. They donate wheelchairs to pets in need to help them move and get the exercise they need. Dogs who need assistance with mobility.

Land of Pure Gold Foundation

Cancer treatment grants for dogs that were active, full-time working dogs at the time of cancer diagnosis. Dogs over 10 are exempt. Applicant must be able to prove their dog was professionally trained and certified.

Canine Cancer Awareness

Temporarily halted new applications 1/1/2019. Must revisit site.

K9 Carts

Accepts donated carts and provides rescues and shelters with donated carts.

IAADP Veterinary Care Partnership Program

Provides funds for emergency medical care to help IAADP partner members when their partnership is threatened by the need for high cost veterinary care beyond their ability to pay.

Bergin College of Canine Studies

Mission is to advance human-canine partnership through research and education. Offers Master's, Bachelor's, and Associate's degrees in Dog Studies.

Assistance Dog United Campaign

Helps people with disabilities find funding to purchase service dogs. Applications must be requested only in the months of April and May.

Top Dog Foundation

Mission is to rescue, rehabilitate, and provide loving and permanent homes for dogs deemed unadoptable because of health or age and would otherwise be euthanized. Located in New Germany, Minnesota. Dogs selected by age and health status.

Guide and Service Dogs for Veterans

VA pays for veterinary care and equipment required for the optimal use of the dog. Includes office visits for medical and dental procedures. Does not include OTC medications, foods, treats, or non-sedated dental care. Prescribed food reviewed on case-by-case basis. Vaccinations must be current. Dog must have been provided through an accredited agency.

Feline Veterinary Emergency Assistance

Provides emergency financial assistance to owners unable to afford veterinary care for their cat diagnosed with Vaccine Assisted Sarcoma (VAS), also known as Injection Site Sarcoma (ISS). Emergencies ONLY for cats with VAS.

Diabetic Cats in Need

For cat owners whose pet is in the middle of an emergency and needs financial help. Diabetic cats, emergency only.


Provides financial assistance to those who cannot afford veterinary care. Does not pay for diagnostics or for treatment in advance of approval. Grants paid valid for 60 days only.

The Pet Fund

Pet owner must contact Pet fund before applying - applications otherwise will not be processed. Doesn't fund emergencies. Works ONLY on non-basic, non-urgent care.

The Shakespeare Animal Fund

Helps elderly, disabled, and those whose income does not exceed current poverty guidelines to obtain emergency pet care. Does not pay for routine treatment, vaccinations, or spay/neuter. Emergencies only.

Rose’s Fund for Animals

Provides assistance with life-threatening conditions under the following guidelines: 1) must have a life threatening condition; 2) must require immediate veterinary intervention for the pet to survive; 3) veterinarian's prognosis should indicate a positive outcome. The following aren't covered: routine medical care, vaccinations, spay/neuter, maintenance medications, care for pets with poor prognosis, and preventable diseases caused by a lack of vaccinations or veterinary care (exceptions made for rescued animals already afflicted.)

Handicapped Pets Foundation

Provides new or reconditioned wheelchairs to pets in need. Dedicated to helping disabled pets move, enabling them to get the exercise they need


Individuals and families without prescription drug coverage can gain access to immediate savings on hundreds of brand-name and generic prescription products at their neighborhood pharmacies.

Pets of the Homeless

Supports homeless pet owners with programs that provide free pet food, free emergency care, sponsor wellness clinics, and sleeping crates to homeless shelters.

Joshua Louis Animal Cancer Foundation

Assists owners of pets unable to pay for cancer treatment.

Pet Assistance, Inc.

Veterinary care subsidies for urgent or life-threatening emergencies only. Longtime pet owners only, not new or recently acquired pets. Does not finance procedures already performed. Routine care, costly diagnostics (MRIs, CT scans, etc.) or ongoing illnesses are not funded.

Red Rover

Must apply through the RedRover website. Typical grant is approximately $200, which is intended to fill a small gap in finances that is keeping the pet from care. Applications submitted in advance must include a diagnosis and treatment plan. Animals must be spayed/neutered already or during the course of treatment. Previously performed treatment will not be funded.

The Riedel & Cody Fund

For dogs and cats with cancer. Only chemotherapy and radiation treatments are funded. Surgery expenses are not funded. Cancer diagnosis must be from a board certified veterinary oncologist. Only future bills are funded and will be paid directly to the Veterinarian, Clinic, or Hospital providing the services.

Ian Somerhalder Foundation

Provides financial assistance to organizations, agencies, and in some cases individual rescuers responsible for the care of animals recovering from abuse, neglect, or injuries suffered from a traumatic event.


On-line payment program allowing veterinarians to offer flexible and affordable in-house payment plans. Your veterinarian must enroll to participate.

Scratch Pay

Offers simple and affordable payment plans for large vet bills.

The Letters Foundation

Provides one-time grants to individuals as they work to stabilize their lives.

The Humane Society of the United States

Resource listing pet assistance organizations in each state, including spay and neuter and basic care resources.

Banfield Foundation

Resource list for pet owners seeking assistance with vet costs and basic care.

Speaking for Spot

An extensive list of resources and organizations, both national and regionally-specific, that can help pet owners in emergency situations as well as chronic health problems requiring ongoing treatment. Also included are resources for pet food, pet owners with disabilities, and seniors.

CorgiAid, Inc.

Provides financial assistance to help those who rescue dogs (Corgi and Corgi Mixes only) from shelters and other non-permanent homes, then foster them until new home is found.

Provides funds for rescue groups, info and/or moral support for owners of a dog with a serious injury or illness. Aids in rehoming and fostering senior Dobermans.

The Goldstock Fund

Provides funds to rescue organizations or individuals to pay for transportation, boarding, evaluations, and medical costs for dogs taken into rescue.

Emergency treatment only and must be in a rescue situation. Routine treatment not covered. Dog is non-aggressive, not terminally ill, and adoptable. No funds will be released without specific assurances that the dog will be spayed/neutered. Labrador and Labrador mixes only.

Mellissa RempferVet Cost Help: Resources and Assistance to Help Your Loved One